M Bank Work Values

Daily Duties at M Bank:

As Relationship Manager: Originated commercial loans, predominantly C & I and CRE, SBA 504 and 7(a) government guaranteed loans. Analyzed construction budgets and administer disbursements during the construction phase. Participated in formulation and execution of targeted marketing programs to elevate credit quality and minimize risk in the loan portfolios. Completed credit analysis on all credits, authored credit memorandums of all types and made presentations to loan committee. Approved credit requests within delegated authority and closed all loans. Produced an average of $1.5MM in new business per month. Acquired working knowledge of Tax Increment Financing, LIHTC and URA projects. Periodically reviewed assets to insure that risk rating assigned were accurate and adjustments made in timely manner. Collected past due loans when necessary and re-structured credits as needed. Participated at the officer level with various business groups and civic organizations to network and create positive PR for the bank. As Special Credits Officer: Created and managed the bank’s Special Assets Department. Collected, restructured or liquidated all Substandard assets assigned within acceptable timeframes. Acted as Litigation, Foreclosure and Bankruptcy Specialist and liaison to attorneys representing the bank in litigation and mediation. Responsible for compiling and submitting all monthly board reports from Credit Administration. Assisted with the formulation of changes and additions to bank policy and procedures. Performed property inspections, ordered all appraisals, managed the foreclosure pipeline and performed appraisal review. Assisted real estate brokers with the marketing and sale of ORE properties by negotiating the release of tax, nuisance and second trust deed liens.

What they like about M Bank:

The social vibrance of a hiring firm is very important to you. Your ability to make and maintain friendships there is a critical part of your decision. You would likely be dissatisfied with a workplace that is quiet, cold, or otherwise not particularly social. When you investigate a new hiring company, ask recruiters, managers, and potential co-workers about the social life and opportunities there. This is especially important when you are relocating; moving dramatically alters your social sphere both inside and outside the workplace.

Tags

asset manager, loan workout specialist, senior credit analyst, credit examiner , underwriter , credit administrator , Ethical, Financial, Financial Statement, Due Diligence

Skills

Financial, Financial Statement, Due Diligence

These are some of the questions we asked our climbers about their experiences with M Bank: