Hamilton Bank, N.A Work Values

Daily Duties at Hamilton Bank, N.A:

Responsible for:  Structuring trade and commercial finance lines of credit for middle market clients: sight L/Cs, usance L/Cs, refinancing of sight drafts through Bankers Acceptances, forfeiting, working capital lines, discounting of Trade Acceptances primarily on a borrowing base format underpinned by accounts receivable, inventory and assignment of proceeds of Master L/Cs  Underwriting the credit: analyzing financial statements, cash flow, primary, secondary and tertiary sources of repayment, collateral and guarantor analysis. Evaluating and mitigating the risks inherent in international trade: sovereign risk, foreign exchange risk, repayment risk, product quality risk, cancellation of purchase order risk, logistical risk and maintaining constructive control of the underlying goods at all times.  Formally presenting credits to the Credit Committee of the bank for approval  Subsequently managing the customer relationship to ensure compliance with the credit application  Nascent marketing efforts in Broward and West Palm Beach counties

What they like about Hamilton Bank, N.A:

You highly value a work environment built on a formal structure, rules, and regulations. You do not enjoy the unpredictability of shifting priorities and deadlines that upset your routine. You require and enjoy direction, input and accountability as part of your work environment. You have a strong need to participate in making key decisions and feel left out if your superiors or co-workers do not seek your input when making decisions. You thrive on providing good customer service to both internal or external customers, and doing so makes you feel good.

Tags

International Trade, Trade Finance, Factoring, Asset Based Lending, Purchase Order Financing, P.O.Finance, Letters of Credit, Back-to-Back Letters of Credit, Forfaiting, Receivables Financing, Inventory Financing, Supply Chain Financing, Collections, Trade Drafts, Bills of Exchnage, Trade Acceptance Discounting, Logistics, Credit Insurance.

Skills

These are some of the questions we asked our climbers about their experiences with Hamilton Bank, N.A: