Am South Bank Work Values

Daily Duties at Am South Bank:

• Establish detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact. Answer customer calls and take walk in customers to discuss various loan products and qualification information. • Make sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business. • Prepare and distribute approved promotional flyers and materials. • Establish and implement such other marketing strategies as may be required, including, but not limited to First Time Buyer seminars, First Sale by Owner contacts, letters to past customers, financing seminars. • Network through professional, business and community organizations and activities to promote and market loan products. • Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history. • Structure loan to comply with acceptable lending practices and Federal regulations. Cross-sell other bank products and services. • Prepare files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet. • Read surveys and appraisals, and take necessary steps to correct encroachments and violations. • Qualify loan for final approval by Loan Committee. • Maintain contact with loan customer, communicating progress of loan and obtaining any required documentation. • Participate in worthwhile community activities to promote and enhance the Regions integrity in the community.

What they like about Am South Bank:

A hiring company that offers alternative approaches to pay, performance bonuses, and/or equity in the firm is very attractive to you. You're generally less interested in working for an organization offering only traditional, salary-based compensation, one with limited opportunity to acquire equity in the firm, or one that does not actively promote skill development. In addition, you are more likely to choose a company that offers a variety of internal career options, with defined career paths. You view the learning of new skills and development of your expertise as key to your career advancement. These aspects of an organization may become even more important to you as you progress in your field, and are especially critical if you change career or occupation.

Tags

business to business, face to face, performance standards, relationship building, Client retention, 5 Step Sales Cylce, new client generation, product knowledge

Skills

These are some of the questions we asked our climbers about their experiences with Am South Bank: