Hawthorne Savings Bank Work Values

Daily Duties at Hawthorne Savings Bank:

Jr. Loan Underwriter • Analyzed and reviewed loan applications for compliance with state and federal regulations and companies legal credit policy in order to minimize/eliminate possible high-risk loans • Calculated, reviewed, and corrected errors on interest, principal, payment, and closing costs in order to provide accurate information to clients • Maintained daily, weekly and monthly reports by remaining knowledgeable of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. • Performed extensive analytical research to create loan documentation for loans of large and moderate size complexity, created with standard and non-standard documents and collateral. • Accurately prepared regulatory disclosures at time of loan application to remain in compliance with state and federal regulations and company policy • Processed complete loan files for submission to Underwriting including; phone, mail and/or internet verifications, collected approval conditions and audited and reviewed Credit Agreements for accuracy • Responsible for all functions involved in closing loans in the Residential Lending closing unit. • Prepared and reviewed loan documentation and performed calculations required to disburse loan proceeds. • Maintain communications with loan representatives, loan brokers, mortgage correspondents, branches, Escrow and Title companies to coordinate loan closings. • Maintain working Knowledge of loan programs, procedures, lending guidelines, and technological resources. • Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts • Receive, review and verify that document order form and broker demand coincide with the approval (e.g. pre-payment penalty concur, rate, rate changes, terms, and program are accurate). • Prepare loan documents and deliver to settlement agent, serving as the primary pre-funding contact with settlement agent

What they like about Hawthorne Savings Bank:

Working for a company with an emphasis on social values and helping society is a clear and important priority for you - a critical factor in who you choose to work for. In contrast to other factors, you place an organization's reputation for fairness and concern for the community above most other aspects of the company. As you search for a new job opportunity, it is usually possible to find out if the company is involved in the community and/or if it is addressing problems and issues in society. Pay special attention to non-profit organizations and those specifically involved in social action. Moreover, speaking with current and former employees should enlighten you to perceptions of the fairness of the company's leaders and the treatment of employees.

Tags

Administrative

Skills

P&L responsibilities, Presentation, Ecommerce Strategy and digital marketing channels optimization - SEO, SEM, email, affiliates - for high-profile accounts., Technology Solutions, Sales Support, Software Implementation, Requirements Analysis & Specification, Leadership

These are some of the questions we asked our climbers about their experiences with Hawthorne Savings Bank: