Description
CAREER SUMMARY Accomplished mortgage professional with 18 years experience in the area of quality control auditing and underwriting. Thorough understanding of general underwriting procedures, Conventional, FHA, VA, FHLMC/ FNMA, USDA Rural Development, and secondary market investor guidelines. Underwriting authority for residential loans up to $417,000.00. Subject Matter Expert in evaluating URAR through the AVM process. Experienced in TRID, REG A, B, Z, HDMA, OFAC, and BSA/AML. Excel at interfacing with others at all levels to ensure organizational goals are attained. Proactive approach has resulted in capturing numerous accounts and expanding client base. Possess excellent interpersonal, analytical, and organizational skills. Excel within highly competitive environments where leadership skills are the keys to success. SKILL SUMMARY TRID Quality Control Auditing Risk Evaluation Fraud Analysis Report Preparation Audit Examination - Staff Training FNMA Desktop Underwriting (DU) FHLMC Loan Prospector (LP) Manual Underwriting Calyx-Point Encompass ALLREGS Problem Identification Written Correspondence Resolution - Risk Assessment Patriot Officer EZ Teller Lexis Nexis SIMON ALTISOURCE TENA MS Word MS Outlook MS Excel MS Power Point SharePoint Contour Life Guard Inquiry Red Flags SOX UHS Acopia Home loans 4/2016 - 10/2017 - 4 single family loans through automated Desktop Underwriter Loan Prospector and manual underwriting. * Verify application information against loan criteria guidelines and standards. Conditions files for missing/supporting documentation. * Revisits loans to review and clear conditions. Approves counters or denies loan file.
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